 AFS
has a series of exciting continuing education programs. With these
programs, you can earn state-approved insurance continuing education
credit, CPA continuing education and credit with the IBCFP while increasing your product knowledge.These are correspondence courses that will be shipped individually. These courses are available for a charge of $20 plus shipping. There is an order form attached to each of the course descriptions. Each course's credit hours are listed in the executive summary. Order a shipped second-day shipping and handling will cost $7.00. Penalty-free Early Withdrawals for IRAs Over one hundred billion dollars is rolled from pension plans to IRAs each year. Unless care is taken to Use IRC 72(t), distributors from IRAs are subject to a 10% tax penalty. (1 hour) Multi-Generational IRAs Many clients will force their beneficiaries to liquidate retirement nest eggs. The liquidation of these IRAs creates very large income or estate tax obligators. "Stretchout" IRAs can solve these tax nightmares. (1 hour) Asset Protection Strategies for Seniors The greatest single threat to financial security for most retirees will be long-term care expenses. There are a variety of planning strategies that can address these issues, including Medicaid qualifications. (1 hour) Understanding Equity Index Annuities (Part 1) The fastest growing segment of the annuity business is equity indexed annuities. This complicated product needs careful study. (1 hour) Understanding Equity Index Annuities (Part 2) The fastest growing segment of the annuity business is equity indexed annuities. This complicated product needs careful study. (1 hour) Web-based Training Program AFS offers a wide variety of training over the internet. Register here and you will receive your password. (Credit varies)
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